Calculator

How much is enough to stop working?

Your yearly spending divided by the share you take out each year is the pile you need. Then it is a question of how fast you can build it.

Spending per month, once you stop working₱Rent, food, bills, everything.Already invested₱Stocks, funds, MP2, UITF. Not your emergency fund.You add each month₱What you can keep investing.Yearly return after inflation%5% is a cautious long-run guess, not a promise.Share you spend each year%4% is the usual rule of thumb. Lower is safer.

Your number

₱9,000,000

The pile that pays your spending at that share.

22 yr 9 mo

to get there, around 2049-08.

An estimate in today's pesos, not financial advice. Returns are never steady.